Terms and Condition

www.tdswala.Com, including all of its features and content (“Web Site”) is a service made available by e tax services Pvt Ltd., a company incorporated under the laws of India and having its registered office at Mumbai (“Provider”), and all content, information, services and software ordered or provided on or through this Web Site may be used solely under the following terms and conditions (“Terms of Use”).

You (the “User” or the “Client”) can use and access tdswala the Web Site and avail the service, subject to the Terms of Use, as changed /updated from time to time entirely at the discretion of Tdswala (defined below), as set out below. You agree that You are bound by the terms as mentioned herein. Nothing in these Terms of Use should be construed to confer any rights on You or any third party beneficiaries. Your use of this Web Site constitutes an Agreement to be bound by these Terms of Use. As a User of this Web Site you are granted a non-exclusive, non-transferable, revocable, limited license to access and use the Web Site and the Content in accordance with these Terms of Use. 

By visiting this Web Site You agree to be bound by the following terms and conditions:

The term ‘Tdswala’ is used through this entire Terms of Use document to refer to the Web Site, its owners and the employees and associates of the Provider.

The term 'Products/Service' is used through this entire Terms of Use document to refer to the Products/Service owned or developed by Tdswala and made available for Your use and access upon purchase of such Products/Service by You from Tdswala. 


By registering, You certify that all information that You provide, now or in the future, is accurate.

Once You agree to accept the Terms of Use You will receive an account designation upon completing the Web Site's registration procedure. You shall be solely responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under Your password or account and Tdswala shall not be responsible for any losses, damage or harm caused as a result of You sharing the password with third party. You also agree that You exit from Your account at the end of each session. Tdswala cannot and will not be liable for any loss or damage arising from Your failure to comply with the Web Site's registration process.

Tdswala reserves the right, in its sole discretion, to deny access to You to this Web Site or any portion thereof without notice for the following reasons (a) immediately, by Tdswala for any unauthorized access or use by You (b) immediately, by Tdswala if You assign or transfer (or attempt the same) any rights granted to You under this Terms of Use; (c) immediately, if You violate any of the other terms and conditions of this Terms of Use. 

You agree to receive periodic telephone calls/SMS/newsletter/email alerts or any other communication from Tdswala unless You have specifically declined / unsubscribed for the same as per the procedure mentioned herein.

Eligibility And Registration

By registering for the Tdswala service, You represent and warrant that You are 18 years or older and that You have the capacity to understand, agree to and comply with these Terms of Use. You as a minor, will be registering for availing our services through Your legal guardian. All the inputs and information provided for a minor will be assumed to be given by his/her parent/guardian.

By registering with the Web Site  you hereby unconditionally and irrevocably consent to add yourself as a CLIENT of Tdswala and authorise Tdswala to get the information which are with the Income Tax Department and its authorised agencies and any other department for the purpose of providing the Services contemplated by this Web Site. You hereby agree for passing of communication by Tdswala to the Income Tax Department or any of their affiliates informing them about your intention to become a CLIENT of Tdswala by providing information as solicited by them. 

Conduct Of User 

You shall not use Tdswala service for any illegal or unauthorized purpose, including misusing permanent account number (PAN) and Financial Information of another person. International Users agree to comply with all Indian laws & regulations, including laws regulating the export of data from the United States or Your country of residence. You are solely responsible for Your conduct and any data, text, information, graphics, that You submit & post on the Web Site. 

Other examples of illegal or unauthorized uses include, but are not limited to: 

  • Modifying, adapting, translating, or reverse engineering any portion of the Web Site. 
  • Removing any copyright, trademark or other proprietary rights notices contained in or on the Web Site.
  • Using any robot, spider, Website search/retrieval application, or other device to retrieve or index any portion of the Web Site. 
  • Creating user accounts by automated means or under false or fraudulent pretences.
  • Creating or transmitting unwanted electronic communications such as "spam," or chain letters to or otherwise interfering with other User's access of the service by blocking. 
  • Submitting data of any third party without such third party's prior written consent.
  • Submitting Materials that falsely express or imply that such Materials are sponsored or endorsed by Tdswala.
  • Submitting Materials that infringe misappropriate or violate the intellectual property, publicity, privacy or other proprietary rights of any party. 
  • Transmitting any viruses, worms, defects, Trojan horses or other items of a destructive nature. 
  • Submitting false or misleading information. 

While Tdswala strictly prohibits such conduct on its Web Site, You understand and agree that You nonetheless may be exposed to such misuse or blocking by other Users and that You use the Web Site and the Tdswala service at Your own risk. Such misuse or unauthorised use shall be severely dealt and legal action shall be initiated under appropriate law. 

For certain services registration by the visitor is required. By registering, You agree to the following terms in addition to any other specific terms, which shall be posted at an appropriate location of the Web Site. We do not permit any of the following: 

  • Any other person sharing Your User Name and Password unless Your express permission is granted; 
  • Any part of the Web Site being cached in proxy servers and accessed by person/s who is not registered with Tdswala as a User of the Web Site and its Service/s. 

If Tdswala is under a reasonable belief that a User Name and Password is being used / misused in any manner, Tdswala reserves the right to cancel all access rights immediately without notice, and block access to all Users from that IP address. 

Charges and Pricing Policy: 

This Web Site reserves the right to charge fee for the Services, subscription and/or membership in respect of any part, aspect of this Web Site & Service/s and/or Product/s offered by Tdswala. You agree that all activities that occur under Your account for payment towards the Products/Services shall be your sole responsibility and Tdswala shall not be liable for any claims which may arise directly or incidentally due to the discharge of Your obligations under this clause. The same will apply for any Service/s or Products being offered without any charges whenever made chargeable. The applicable taxes, charges, fees, duty etc, if any, will be collected according to the law in force and common commercial parlance and You agree to bind Yourself without debate to pay the same. The purchase of Products/Services is through online transactions, wherein complete ability of service is enabled for the purchaser upon receiving payment by Tdswala. Upon receiving payment, it is also presumed that the service is delivered/rendered for all practical/legal purposes including the chargeability of applicable taxes if any like service tax, etc. If any time the legal interpretation or the concerned authorities raise a different view point at a later stage then Tdswala is free to take such necessary steps for recovering or refunding the tax so as to abide by and comply with the applicable law and You agree to bind Yourself for such change without notice

Payment Policy:

The credit/debit card details disclosed by You for the purpose of availing Tdswala's products/services shall be correct. You shall not use any credit/debit card which does not belong to You i.e. in a credit/debit card transaction, You must use Your own credit/debit card. You further agree and undertake to disclose the correct and valid credit/debit card details to Tdswala. Tdswala will not utilize/share Your credit/debit card information with any third party except as per our Privacy Policy or as required by and under any law, regulation or court order. Tdswala will not be liable for any credit/debit card fraud. The liability for the use of credit/debit card will solely be borne by You and the onus to 'prove otherwise' shall rest exclusively upon You.

The above terms shall apply to the information of net banking payment option usage i.e. user name and/or password etc provided by You.

You also agree and undertake not to stop and/or dispute any credit/debit card and/or net banking payment once initiated by You. You further agree to indemnify in full any expense/s incurred by Tdswala consequent to Your failure to abide by this clause. 

Discount Policy:

In order to avail any promotional offer/discount from Tdswala and/or its Alliance Partner, You agree to follow the registration process mentioned as part of the offer communication by either Tdswala or the Alliance Partner. The discounts, incentives etc. shall be applicable only if You visit the registration page or such other page using the path or links mentioned as part of the offer communication or any such other method and enter the Promotional Code, if applicable. You also understand that You cannot get the benefits of more than one offer simultaneously for the same activity. Tdswala reserves all rights in resepect of all or any of its or its alliance’s discount policy.


You as a customer or Client or User of Tdswala agree and undertake to pay the Tax Deducted at Source at the maximum current applicable tax rate in respect of any prize/s won as part of a contest, competition etc. You shall not demand a cash reward in lieu of the prize/s. Tdswala may, at its own discretion decide, at any point of time, to give a cash reward to You in lieu of the prize/s. This shall be binding on You. You also agree and undertake to claim and collect the prize/s within the time limit specified by Tdswala at any time during the life cycle of the contest, such life cycle being any time from the announcement of the contest to any date and/or time decided by Tdswala decided later by Tdswala. Tdswala reserves the right to set and change the time limit for claiming and collecting the prize/s and also the other terms and conditions in respect of claiming and collecting the prize/s. Furthermore You understand that the above is equally true for the contests carried by our Alliance Partners (Third Parties) and that in case of any shortfall by such Alliance Partners, Tdswala will not be liable in any manner.

Changes to Terms of Use

Tdswala reserves the right to add to or change/modify the terms of this Terms of Use including but not limited to suspend/cancel, or discontinue any or all service at any time without notice to You and make modifications and alterations in any or all of the content and services contained on the Web Site without prior notice. Such changes will be posted on the Web Site for Your convenience to understand Your responsibility as a User. You are responsible for regularly reviewing these Terms of Use so that You will be apprised of any changes. You will be deemed to have accepted such change/s if You continue to access the Web Site subsequent to such changes. 

Copyright & No Retransmission of Information:

Tdswala as well as the design and information contained in this Web Site is the valuable, exclusive property of Tdswala, and nothing in this Terms of Use shall be construed as transferring or assigning any such ownership rights to You or any other person or entity. 

You may not resell, redistribute, broadcast or transfer the information or use the information in a searchable, machine-readable database. You may not rent, lease, sublicense, distribute, transfer, copy, reproduce, publicly display, publish, adapt, store or time-share Tdswala or its Products/Services, any part thereof, or any of the information received or accessed therefrom to or through any other person or entity unless separately and specifically authorized in writing by Tdswala prior to such use. In addition, You may not remove, alter or obscure any copyright, legal or proprietary notices in or on any portions of Tdswala without prior written authorization. Except as set forth herein, any other use of the information contained in this site requires the prior written consent and may require a separate fee.

Delay In Services:

Tdswala (including its and their directors, employees, affiliates, agents, representatives or subcontractors) shall not be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, human errors or mistakes, fire, acts of God, riots, armed conflicts, acts of war, or other like causes or for any other reason. Tdswala shall have no responsibility to provide You access to this Web Site while interruption of Tdswala is continued, due to any such cause mentioned here. 

Liability Disclaimer:




Information Collection And Use:

At the time of registering with Tdswala, the Web Site will ask You for Personal Information such as Your name, email address, birth date, pin code, occupation and industry etc. Once You register with Tdswala and sign in to the services, You are not anonymous to Tdswala. 

Tdswala will only collect, store, use, and share your personal information (including email address) as defined herein and as regulated by Indian laws. When availing our Services, in addition to entering Your own personal information, You may be asked to enter personal information of other persons, whose information you are authorised to share. It shall be Your sole responsibility to ensure that such information is true and accurate. Any personal information and/or information of such other persons provided by You shall be assumed to be have been lawfully obtained and to be true and accurate. Tdswala shall not be responsible in any manner whatsoever for using such information.  Tdswala does not disclose Your information (including email address) to third parties except when the User requests to efile their return or when it is necessary to do so in the course of the Service provided by Tdswala. Tdswala will disclose Your information to the appropriate government officials if the same is mandated by law. We may use the information provided by you to intimate the Income Tax Department, the fact that you have chosen to become CLIENT of Tdswala. 

Only information provided by You is stored by Tdswala. Tdswala does not supplement Your information with information from other companies. The exception to this would be when Your employer has bought the services/products for bulk use for its employees and to facilitate that we may upload information provided by Your employer.

When You use calculators and other tools on the Web Site that may or may not require registration, Tdswala may collect non-identifiable data from such tools, to help customize offers and tools to Your particular interests.

In case you avail any other services of Tdswala wherein Tdswala is required to access any of your documents and forms relevant to the Services offered by us be it in physical or electronic form provided to Tdswala either physically through post, courier or any other mode or by email, it is presumed that you have read this Terms of Use and have authorized Tdswala to access such information as is required for the service sought.

Any changes in tax laws and procedures would be incorporated in the Web Site without unreasonable delay. However Tdswala disclaims all responsibility to update the Web Site or the service/s offered for any reason whatsoever. You understand and agree that the Tax laws are liable to subjective interpretations and opinions and while offering the service/s and or products Tdswala's team of tax experts interpret the vast number of tax law provisions in the most reasonable and law abiding manner. The calculations and/or opinions and/or interpretations may be different from another tax professional's point of view. Hence, You understand and agree that Tdswala will not be responsible for any errors, misrepresentation or miscalculations in respect of any information reported or displayed or printed in any form through the service/s or products.

Tdswala uses Your information for the following general purposes but not limited to:  

  • customize the advertising and content You see on the Web Site; 
  • fulfil Your requests for products and services;  
  • improve our services; 
  • contact You; and 
  • conduct research, and provide anonymous reporting for internal and external Clients.  

Notwithstanding anything contained in this Terms of Use or our Privacy Policy, You hereby give your consent for the use of your personal identity by Tdswala for advertising or promotional purposes in any manner as Tdswala may deem fit.

Information Sharing and Disclosure:

For the purpose of this Web Site, Personal Information is information about You that is personally identifiable like Your name, age, sex, residential or office address, email address, or phone number, and that is not otherwise publicly available. Financial Information is information about Your PAN, Bank Account Details & Transactions, Credit Card Account Details & Transactions. 

Tdswala does not intend to transfer Personal Information and Financial Information without Your consent to third parties who are not bound to act on Tdswala's behalf unless otherwise provided in this Terms of Use or in our Privacy Policy or unless such transfer is legally required in response to court orders, warrants, legal process, or to establish or exercise its legal rights or defend against legal claims etc.

Tdswala believes it is necessary to share Personal Information in order to investigate, prevent, or take action against illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Tdswala's Terms of Use, or as otherwise required by law. 

Tdswala transfers information about You if, Tdswala is acquired by or merged with another company. In such an event, You shall be governed by such companies' terms and conditions. 

Information Disclaimer:

You acknowledge that the information provided through Tdswala is compiled from sources, which are beyond the control of Tdswala. Though such information is recognized by the parties to be generally reliable, the parties acknowledge that inaccuracies may occur and Tdswala does not warrant the accuracy or suitability of the information. For this reason, as well as the possibility of human and mechanical errors and other factors, YOU ACKNOWLEDGE THAT TDSWALA IS PROVIDED TO YOU ON AN "AS IS" BASIS. TDSWALA EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, WHETHER EXPRESS, ORAL, IMPLIED, STATUTORY OR OTHERWISE, OF ANY KIND TO THE USERS AND/OR ANY THIRD PARTY, INCLUDING ANY IMPLIED WARRANTIES OF ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AS WELL AS ANY WARRANTIES ARISING BY VIRTUE OF CUSTOM OF TRADE OR COURSE OF DEALING AND ANY IMPLIED WARRANTIES OF TITLE OR NON-INFRINGEMENT. FURTHER, TDSWALA DOES NOT REPRESENT OR WARRANT THAT IT WILL MEET YOUR REQUIREMENTS OR IS SUITABLE FOR YOUR NEEDS. 

Under this Terms of Use, You are responsible for all risk of errors and/or omissions in Tdswala, including the transmission or translation of information. You assume full responsibility for implementing sufficient procedures and checks to satisfy Your requirements for the accuracy and suitability of Tdswala, including the information, and for maintaining any means, which You may require for the reconstruction of lost data or subsequent manipulations or analyses of the information under the Terms of Use.  

Equipment and Operation:

You shall provide and maintain all telephone/internet and other equipment necessary to access this Web Site, and the costs of any such equipment and/or telephone/internet connections or use, including any applicable taxes, shall be borne solely by You. You are responsible for operating Your own equipment used to access Tdswala. 

Intellectual Property: 

Unless otherwise stated, copyright and all intellectual property rights in all material presented and contained in the Web Site, together with the Web Site design, text and graphics, and their selection and arrangement, and all software compilations, underlying source code and software including but not limited to text, audio, video or graphical images, trademarks and logos appearing on this Web Site belong to Tdswala its parent, affiliates and associates and are protected under applicable Indian laws. Strict action shall be taken against any infringement and shall be vigorously pursued and defended to the fullest extent permitted by law. 

Copyright and all intellectual property rights in all material presented on this Web Site belonging to Third party products shall be governed by the terms and conditions specified by them in this behalf.

Usage of The Web Site:

The Web Site is intended for personal and commercial use. You are responsible for maintaining the secrecy of Your passwords, login and account information. You will be responsible for all use of the Web Site by You and anyone using Your password and login information (with or without Your permission). You may not use the Web Site to make any fraudulent applications. You agree not to use the Web Site for any purpose that is unlawful, illegal or forbidden by these Terms of Use, or any local laws that might apply to You. Tdswala is operating the Web Site from India, so remember that by using the Web Site,  You to agree to comply with laws that apply to India, including laws that apply to exporting and importing technical data. 

Anti Spam Policy:

Tdswala recognizes the receipt, transmission or distribution of spam emails (unsolicited bulk emails) as a major concern and has taken reasonable measures, to minimize the transmission and effect of spam emails in its computing environment. All emails received by Tdswala are subject to spam check. Any email identified as spam will be rejected. With this measure, along with other technical spam reduction measures, Tdswala hopes to minimize the effect of spam emails. Tdswala reserves the right to reject and/or report any suspicious spam emails, to the authorities concerned, for necessary action, from time to time.

Links To Third Party Sites:

Certain links on the Web Site lead to resources located on servers maintained by third parties over whom Tdswala has no control. Tdswala has not reviewed, nor approved these sites and is not responsible for the contents or omissions of any linked site or any links contained in a linked site. The inclusion of any linked site does not imply endorsement by Tdswala of the site. Third party links to Tdswala shall be governed by a separate agreement. Any transactions relating to services not directly offered by Tdswala are to be settled inter-se between the third party providing the service/s and the consumer of such service/s. and all warranties express or implied of any kind, regarding any matter pertaining thereto, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement are disclaimed by this Web Site. The advertisements that You see displayed on this Web Site are delivered by third parties and Tdswala will not be responsible for any promises, representations made in the advertisements.

Email/SMS /Call services:

You agree & grant non-exclusive, permission & irrevocable right to send emails, sms & alerts by way of messages or other formats as decided by us and to receive calls. 


You agree to indemnify and hold Tdswala, its parents, subsidiaries, affiliates, officers, agents, and other partners and employees harmless from any loss, liability, claim, or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Your use of the Web Site, including Your use of the link provided on the Web Site to another website or arising out of any uploading of any content by You or Your violation of any rights of any other person or any breach of any applicable law or other information on the Web Site.

Delivery Policy:

Tdswala shall provide You with an access link upon registration, to the email address or via SMS registered with us and You shall be able to access and use Tdswala upon entering the access link in the manner specified in the email sent to you. 

Refund Policy:

Any product/service once purchased or subscribed cannot be cancelled since the nature of Products/Services is online and cannot be stopped without any misuse/loss to Tdswala.

However, Tdswala will refund any payment made to You If there has been a duplicate payment in error.

Any request for refund of payment made by You to Tdswala should be within 5 business days of date of payment. Your request for a refund terminates Your rights to use such services and any related warranties or guarantees and further use of such Product/Service will be considered as misuse and can result into cancellation of the refund. Notwithstanding anything contained above, a Cancellation/Refund request may be granted only in cases where the Products/Services have not complied with and/or fall short in the fulfillment of its feature as expressed in the Product/Service description and/or there is delay in serviceability of the same and the usability is lost due to essence of timing and/or unavoidable circumstances beyond the reach or fault of the customer. The grant of such request will be at the sole discretion of the Tdswala team and You consent to the terms while making Your application for refund. The refund so granted will be subject to verification of payment realized and after reduction of the taxes and/or finance charges as applicable (if any) for such transaction.

Force Majeure:

Tdswala shall have no liability to You for any interruption or delay in access to the Web Site irrespective of the cause. 

Force Majeure event shall be one when there is any cessation, interruption or delay in the performance of Tdswala's obligations due to causes beyond its reasonable control, including but not limited to: technical, earthquake, flood, or other natural disaster, act of God, labor controversy, civil disturbance, war (whether or not officially declared) or the inability to obtain sufficient supply of service, transportation, or other essential commodity or service required in the conduct of its business, or any change in or the adoption of any law, regulation, judgment or decree. Without limiting the foregoing, under no circumstances shall Tdswala be held liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning of Your information and or data received and or stored or any of our service/s. 

Entire Agreement:

The Terms and Conditions of Use (including the Privacy Policy) constitutes the entire agreement between the parties, and no other agreement, written or oral, exists between You and Tdswala. By using the Information on Tdswala, You assume full responsibility for any and all gains and losses, financial, emotional or otherwise, experienced, suffered or incurred by You. Tdswala does not guarantee the accuracy, completeness or timeliness of, or otherwise endorses in any way, the views, opinions or recommendations expressed in the Information. 


The Terms of Use hereunder shall remain in full force and effect unless terminated or cancelled by Tdswala for any of the following reasons: (a) immediately, for any unauthorized access or use by You (b) immediately, if You assign or transfer (or attempt the same) any rights granted to You under this Agreement; (c) immediately, if You violate any of the Terms of Use . Termination or cancellation of this Agreement shall not effect any right or relief to which Tdswala may be entitled, at law or in equity. Upon termination by Tdswala of this Agreement all rights granted to You will terminate and revert to Tdswala.

Consent To Transfer:

This Web Site is operated from India. If You are located outside India, please be aware that any information You provide to us will be transferred to India. By using our Web Site, participating in any of our services and/or providing us with Your information, You consent to this transfer and You consent that You are abiding by the laws of India. 

Privacy Policy:

Your use of this Web Site is subject to our Privacy Policy. 


The Terms of Use are exclusively based on and subject to Indian law. You hereby consent to the exclusive jurisdiction and venue of courts in Mumbai, India in all disputes arising out of or relating to the use of this Web Site.


If You decide not to receive promotional e-mails from us in the future, please let us know by sending an email to us at This email address is being protected from spambots. You need JavaScript enabled to view it. or writing to us at the address specified on the Web Site.

If You prefer not to be notified of any release or to receive any product information from Tdswala, please contact us through email, telephone, or mail us to act on Your request and remove You from our emailing list. 

Contributions To The Web Site:

By submitting ideas, suggestions, documents or proposals on the Web Site through its suggestions, You acknowledge and agree that:

  • Your contributions do not contain confidential or proprietary information,
  • Tdswala is not under any obligation of confidentiality, express or implied with respect to the Contributions.
  • Your contributions automatically become the property of Tdswala without any obligation of Tdswala to You and 
  • You are not entitled to any compensation or reimbursement of any kind from Tdswala under any circumstances